Motor Vehicle Accident Compensation in New York
If you're injured in a motor vehicle crash that the state of New York deems serious, you could be eligible to sue for compensation. Your attorney can provide advice on whether your injuries meet the criteria for this.
Insurance companies are skilled in denying the extent of your losses. This can lead to settlement offers that fall short of what you require.
Damages
If you have been injured in a car accident, you could be entitled to compensation. The purpose of these damages is to cover your losses as well as expenses, including medical expenses, lost wages, and property damage. You may also be compensated for pain and suffering. This kind of compensation may be subjective and hard to quantify. A competent lawyer for torts will help you obtain maximum damages for your injuries.
For instance, if you have an injury that causes permanent limitations in the use of your arm or leg, your compensation could include compensation for future costs related to the impairment. These might include physical therapy, surgeries, or prosthetics. A permanent loss of a leg, or a disfigurement could cause emotional trauma for a lifetime and a decreased quality of life. This is known as mental anguish.
Insurers frequently try to reduce the value of non-economic damages that are intangible. However, a knowledgeable lawyer at Morgan & Morgan can make sure you're awarded the full value of general damages in your case.
Medical bills
Medical expenses can quickly pile as you recover from injuries during an accident. The bills may seem overwhelming and difficult to bear, especially when you attempt to recover from your injuries.
Luckily, there are several options for victims of car accidents can get assistance with their medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the first medical expenses of the victim following an accident. PIP will also cover the loss of income for up to 90 days in the event that the victim of an accident is unable to work.
Medicare and health insurance may also pay for medical expenses in addition to PIP. The only catch is that the patient must be able to prove that the costs are a result of the accident by providing doctor's bills and receipts.
Some doctors and hospitals allow a victim of an accident to negotiate a payment arrangement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also known as medical liens or hospital liens. If you fail to settle these liens within a reasonable amount of time the debts could be sent to collections. Victims may also seek reimbursement for mileage expenses related to travel to and from medical appointments by keeping track and saving their mileage receipts.
Lost wages
Being absent from work due to an accident in a motor vehicle can leave you in a difficult financial situation. Many Americans live paycheck to paycheck and losing only a few months or weeks of wages can be devastating. Car accident victims are usually able to recover lost wages by filing car accident lawsuits.
Typically, claims for lost wages are determined by determining the amount of time that an injured worker could have worked regardless of their injuries. This could include missed shifts or overtime, as well as any work performed during the hospital stay. To prove the loss of income, the plaintiff must request documentation from his employer. These can be letters that confirm the absence from work and their hourly or salary. motor vehicle accident law firm rochester hills and copies of the person who was injured's last tax return could be included as other documentation.
It is crucial to submit the demand package as quickly as you can following a car crash. This will enable the injured party to obtain the maximum benefits from their claim. The evidence of the accident is more convincing if it is promptly provided.
Pain and suffering
The physical pain and emotional remorse that result from a car accident is difficult to place a value on. It is crucial to seek compensation in your case for these damages.
These are referred to as non-economic damages. They may include the cost of suffering and pain as well as the loss of enjoyment from life Post-traumatic stress disorder (PTSD) and many other. The costs of these can be difficult to quantify as it can take some time to understand the full impact of your injury.
Your lawyer can employ one of two methods to determine your pain and suffering damages. The multiplier method is the most popular. It involves adding all of your economic losses that you have suffered, including future and past medical expenses, lost income due to your injury, as well as property damage, and then multiplying them by a number ranging between 1.5 to 5 to determine your total economic damages. The higher the number is the more serious your injuries are judged to be.
Per diem is another way to quantify the extent of suffering and pain. Your lawyer may request that the jury give you a dollar amount for each day that you endure. This is especially beneficial to accident victims who work outside the home or who are struggling to care for children while recovering from their injuries.